MB WAY is the phone payment app of Portuguese banks: the buyer types their phone number at checkout and approves the payment in the app. It had 6.8 million users in 2025, according to SIBS's 2025 annual report. If your buyers are in Portugal, a checkout without it asks them to go and find a card.
Prefer Portuguese? Read the Portuguese version.
What it costs
Through Stripe, MB WAY costs 1.5% + €0.25 per payment for a Portuguese account, the same as a standard EU card (stripe.com/pt/pricing, checked on 7 Nov 2026). On a €29.99 sale that is about €0.70.
What it can't do
MB WAY doesn't renew by itself. Each payment is approved in the app, so a subscription that charges every month needs a card. The usual answer is to sell a period up front: one, three, six or twelve months, paid once.
Four ways to take MB WAY online
- Stripe directly, through its API or its Payment Links. You build the rest yourself: delivering the product, emails, a store page.
- A Portuguese payment gateway plugged into your own site. Fees and contracts vary, so ask each one for its current prices.
- An online store with an MB WAY app, if your platform's own payments don't include MB WAY.
- A creator platform with MB WAY built in, where the checkout, the delivery and the store page come together.
The quickest route for creators
On Shelf, MB WAY is on by default once your Stripe account is connected, on every product: ebooks, courses, paid sessions and communities. Buyers can also pay by card, and Revolut Pay if you switch it on.
- No commission on digital products, courses and sessions (5% on communities), only Stripe's 1.5% + €0.25 with MB WAY.
- Community members paying with MB WAY buy a pass of 1, 3, 6 or 12 months, with an email reminder before it ends.
- €29/month or €99/year, with a 14-day free trial.
- Who it is for: creators based in Portugal. Your Stripe account opens in Portugal.
